Violations of the FDCPA
Common complaints about debt collectors include:
- Abusive or profane language
- Making false statements
- Calling at inappropriate times
- Calling after the debtor has provided written notice that the contact stops
- Threatening arrest or other legal action
- Attempting to collect invalid debts
The FDCPA applies only to consumer debts. These are debts that were incurred for personal or household purposes and can include:
- Credit card debts
- Utility bills
- Medical bills
- Car loans
- Student loans
Non-consumer debts are not covered under the FDCPA. These include tax debts, business debts, legal fees, domestic support obligations and accident liabilities.
Dealing with Debt Collector Harassment
Creditor harassment can cause you extreme stress, marital problems, anxiety and even bankruptcy. You don’t have to live with it. If you’re experiencing creditor harassment, we can help. Once you have legal representation, the creditor calls will stop. The FDCPA prohibits creditors from continuing to contact debtors about unpaid debts as long as they have legal representation. We can manage your communications with your creditors so that you can once again enjoy peace of mind. The law is on your side and can protect you and your family members from prohibited practices, including harassment and abusive behaviors.
Justice and Freedom from Creditor Harassment
The FDCPA is a federal law, and each state can offer further consumer protections. We will help you better understand how these laws and regulations apply to you and your situation. We can also identify violations of the law, such as improper representations or unfounded threats and help you pursue legal recourse.
We have extensive experience working with clients who are suffering from creditor harassment. We fight to protect your rights and work with you to get the relief you need. Initial consultations are free, and we will help you understand your rights and determine if you have a case. Call us today to schedule your free no-obligation evaluation.